Gift Cards & Incentives Platform

Cardtonic is a financial product that bridges the gap between individuals and businesses that need discounted gift cards as payment alternatives.



Why Cardtonic

Spend smarter, lower your bills, get cashbacks on transactions, and unlock the world of gifting possibilities.


Instant Payment

Using state-of-the-art payment procedures, you are guaranteed to get the payment for your transactions in minutes.


Cross Platform

Buy or sell gift cards with Naira, anytime, anywhere, using our modern application available on Android, iOS and web browser.


Trusted and Secure

Deal in gift card with confidence, we assure you the highest level of encryption and professionally audited exchange system.

Get to know it

About Cardtonic

Cardtonic is a B2C product that bridges the gap between individuals that need cash in exchange for an unused gift card, and individual that need discounted gift card as payment alternatives, as the case may be.

Founded in 2019, Cardtonic continues to serve as the man in the middle while offering brokerage service, with a bright vision that vows to increase the adoption of gift cards.

The product is currently available in Android, IOS and web for the average user, the B2B offering is currently limited to selected partners.

cardtonic gif


The man-in-the-middle

People somehow have gift cards they do not need, on the other hand, people somehow need gift cards they do not have - We link them.



One gift card at a time.

At Cardtonic, we facilitate the transfer of gift cards from one party to another, making sure everyone goes home happy. With Cardtonic, those who have gift cards they don't need can sell them for cash , while those who need gift cards can purchase them at a discounted price.

We position our product in the market with high visibility, so that average users know where to go when they have a gift card that they do not need, or otherwise.



The Birth Of Cardtonic

We identified a problem, and we provided a solution.

The Problem

He’s Emeka, and he is starting to suspect that his bank is secretly working against him, as every time he tries to make a purchase on the Apple Store, it seems to intentionally bounce the payment, for no specific reason. He has tried his sister's debit card, same issue.

After days of fruitless attempts, Emeka has come to the conclusion that his village people are out to get him. Desperate to end this hostage situation, Emeka has to come up with a plan - he puts on his thinking cap, what can he do?

The Solution

Now, only if Emeka knew… that he could just get apple gift cards at a relative price, redeem it to his apple account and use the balance to make any purchase on Apple.

By using discounted apple gift cards as a payment method when buying items on the apple store, he would have successfully outsmarted his old-fashioned village people, and would be long gone before they can say "Cardtonic"


Love how easy it was to convert the gift card I had to cash within the app! Now I can use the cash for what I actually need.

— Ola #172957

Twitter user


I had a hard time looking for solutions online. This was pretty good to flip the amazon gift card I would never use!

— Jidon #628228

App Store User


So thankful for this application! It’s like all my prayers have been answered.

— David #2205891

Google Play User

Wanna try it? Feel free to create an account today.